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Haakon VIIs gt 5, NO-0161,
Oslo, Norway

Postal adress

P.O. Box 1833 Vika, NO-0123,
Oslo, Norway, Norway

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Arctic Insurance is a Norwegian insurance broker in a market with many international participants. We have financially strong owners, extensive experience and solid professional expertise. This ensures our customers the best starting point for accurate risk analysis and optimal insurance solutions. Arctic provides a personal service with detailed follow-up. We know the market, and we know the solutions that work best. We also have considerable negotiating experience and pricing knowledge. Our goal is to give your business a better agreement than you have today. Set us a challenge!
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The broking market has been dominated by major players for a long while, typically by multinationals, focusing more on the transactional handling of insurance than on risk advisory. It is our opinion that the market has lacked a provider that puts greater emphasis on inherent risk than on insurance products. Our ambition is to build on the experience that our employees have from the major companies, but deliver more focused and personal advice and pro active approach. We call our concept "1 : 1 insurance broking". As part of the Arctic group we are conscious of our environmental impact, an engagement which extends to our clients; targeting businesses with an expressed focus on environmental sustainability.
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- Arctic Insurance AS’ Privacy statement – Data Subject Rights
- Personvernerklæring for Arctic Insurance AS
Arctic Insurance AS’ Privacy statement – Data Subject Rights
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Egen Pensjonsskonto 2021

Egen Pensjonsskonto 2021

Utredning av tjenestepensjon fra første krone og første dag

Finansdepartementet har i dag mottatt en utredning om:
- Sparing fra første krone i innskuddspensjonsordninger
- Medlemskap for ansatte under 20 år
- Medlemskap for ansatte arbeider under 20 prosent stilling

Dersom kostnaden skal være nøytral, er det beregnet at innskuddssatsen for obligatorisk tjenestepensjon må være 1,6 % fra første krone
Departementet sender rapporten på høringsrunde – Høringsfristen er satt til 21. mars 2021

Arctic kommenterer:

Det er sterke krefter i norsk næringsliv for at det skal etableres sparing fra første krone. Dersom det ikke foretas andre endringer i lovverket enn at det tilføyes, betyr dette at ansatte får samme sparesats for lønn inntil 1 G som de har mellom
1 G og 7,1 G.

Hva kan kostnaden bli? – i 100 % stilling (G = kr 101 351) per ansatt:

2 % - kr 2 027
3 % - kr 3 041
4 % - kr 4 054
5 % - kr 5 068
6 % - kr 6 081
7 % - kr 7 095

Vi vil foreta eventuelle beregninger når den tid kommer.

ARctic Insurance 10.12.2020

Egen Pensjonsskonto 2021

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