Employees with long experience and focus on personal advice and follow-up

Alexander Ringvold
CEO+47 901 39 440


After several years as a liability underwriter at Gerling and 20 years as a broker at Aon and Marsh, the time had come to try something new. A 100% Norwegian alternative with an international partner was a dream come true. Being a part of Arctic’s professional environment gives me a new incentive to get insurance broking on the business agenda  

Ellen-Beate H. Framhus
Liability & Financial Lines
 +47 930 49 811

I have more than 20 years of experience from the insurance industry including being an attorney dealing with liability insurance claims. I have a profound understanding of how risk can be assessed and mitigated. Advice on liability insurance products, such as Financial Lines, has been a main responsibility since my start as an insurance broker in 2008, and is part of my work at Arctic Insurance.  
Else Britt Anfinnsen
Employee Benefits
 +47 415 42 341

I have more than 20 years’ experience, with broking and advice on personal insurance as core competance. Personal insurance is an important employee benefit. After serving major clients in Norwegian industry and business, I have many years of experience in providing accurate and helpful advice – for the benefit of employers and employees.  
Tor Erling Flisnes
Property & Financial Lines
+47 480 50 108

I hold an MSc in Economics and Business Administration from Copenhagen Business School with a specialization within Maritime Business. I have experience from banking and insurance broking, the latter from Aon working with Property and Casualty (P&C) and Energy clients since 2014. Became an authorized insurance broker in 2017, and will be servicing clients on P&C and Energy related business.
Asgeir Sveen
Employee benefits & Pensions
 +47 997 20 007

My education is from the army and Norwegian School of Economics. I have been working for insurance companies and insurance brokers since 1986. 21 years for Vesta Company – and the last 16 of them as marketing director for Vesta Life/Nordea Life. Before becoming a partner and broker for Arctic Insurance I worked for Pareto Insurance Brokers as partner and broker. 
Fredrik Løfsgaard
Employee benefits & Pensions
 +47 980 56 060

I have worked with pension and personnel insurance schemes since 1992. My experience ranges from sales to leadership roles in various insurance companies and brokerage firms. My main focus is working with the customer to optimize their insurance programs. I find this work exciting and very motivating. The aim is to place the insurance solutions chosen by the customer, and verify that it is appreciated by their employees, rigged for the future of the business and priced correctly.
Siri Dale
Administrative Coordinator
 +47 992 72 490

I have more than 20 years of experience from administrative and marketing work within the Business Travel Industry. Through my work, I have built up a large network of contacts in the travel industry all over the world. After many years working for a worldwide American company, I`m very happy to join a 100% Norwegian company with an international partner. I studied marketing at Oslo Merkantile Høyskole.  
Liv Karin Løberg
Employee benefits & Pensions
 +47 950 51 349

I have worked with insurance since 2007, both in Storebrand and in Pareto, and joined Arctic Insurance in February 2019. My main field of expertise is employee benefits and pension. I became an authorized insurance broker in 2018.  
Gine Zachariassen Tenden
 +47 995 61 541

I joined Arctic Insurance in 2019. I have worked within the insurance sector for more than 20 years, most of the time as a broker, but also as a property underwriter and risk engineer. Through my work over the years, I have gained extensive knowledge and understanding of various industrial segments and their respective property risk. I hold a Master of Science degree in Industrial Economics and Technology Management from the Norwegian University of Science and Technology.
Elisabeth Kvarø Thorkildsen
Head of Employee Benefits & Pension
 +47 975 78 375

I joined Arctic Insurance in October 2019 and I have worked with insurance & pension since 1987. I started working as a broker in 1999. My main responsibilities are:
Pension: Public, Defined, Contribution, AFP – Contractual Pension, Top Hat
Personal Insurance: incl.Travel. Expat, K/R and Sick leave